We work hard for our money. We pay our bills, we support our families and we put money aside for rainy days and special holidays.
No-one expects to become ill, suffer an accident or be forced out of work.
When you take out income protection insurance with Assured Life, you’ll never have to worry about financial insecurity through illness, injury or redundancy.
Ask an Assured Life Adviser about income protection cover today.
What is income protection insurance?
Income protection covers your monthly bills if a medical condition stops you from working. It pays up to 70% of your annual salary and is tax-free.
How would your family manage financially if you stopped working?
What is the total amount of all your bills: mortgage or rent, utilities, car, the food on your table, the cost of bringing up children?
It makes sense to give yourself peace of mind that if you become unemployed, sick or injured, all these bills we be paid and you and your family will be financially protected.
How do I choose the right policy?
The right insurance policy will pay you a monthly income while you are ill, recovering from injuries or until you find another job.
Please don’t be tempted to seek an online quotation – speak to and Assured Life Adviser first. We will answer all your questions and help you make a well-informed decision.
The cover must be right for you, your family and your individual circumstances – for an affordable monthly cost.
We’ll explain the level of cover you need, how to make a claim and the meaning of insurance phrases such as: “initial deferred period” and “maximum payout length”.
We show you how to meet your monthly financial commitments so you’ll never have to worry about money if you’re through redundancy, recovering from an accident, illness or injuries.
Is income protection essential?
Redundancy and long-term ill-health are more common than people realise.
According to statistics, 1 in 3 of us will be unable to work this year due to illness or injury.
Income protection is the one insurance policy you should not go without whether you are employed or self-employed.
How do I make a claim?
Each insurance company will have its own claims processes, which will be clearly signposted throughout your policy documentation. Assured Life Advisers will happily help you if we are able to do so, should you require assistance at all.
Which Income Protection policy is most suitable for me?
Speak to an Assured Life Adviser to find out which policy will give you the most appropriate protection and how much the premium will cost.