Specialist in pensions advice and retirement planning
Hello. I’m Joel Wood, a financial planner specialising in pensions advice and retirement planning.
I’ve worked in financial services for over a decade and am highly qualified in my field. And, as you would expect, I follow what is happening in the pensions industry extremely closely and am unlikely to be blindsided in a business that changes almost daily.
If I sound like the type of person you’re looking for, then please read on (I promise to keep it light!)
Protection where you need it
I’m directly authorised and approved by the Financial Conduct Authority (FCA), the UK’s financial regulator, to provide pensions advice. This means that when you work with me on your financial planning you can be assured that your consumer rights will be protected.
A helping hand
If you are approaching retirement, or already planning for it, you will be faced with a complex range of choices. I can guide you through them. The fact that I am independent means I can search the whole of the market for solutions: I am not limited to particular products or providers. And through Assured Life Advisers I have the support of some of the most analytical minds in financial services.
So, what motivates me?
Putting it simply, helping clients. I seek out the best options for their circumstances and share their pleasure and relief once all the arrangements are in place.
With me, financial planning could turn out to be more rewarding than you thought!
Who are you?
So, that’s me. Let’s talk about you.
- You’re approaching retirement or beginning to think about planning for retirement.
- You know it’s an important decision you can’t put off any longer.
- You have a pension pot (or multiple pension pots) and you feel overwhelmed at the prospect of dealing with them yourself.
- You’ve seen other people taking lump sums from their pension pot and wonder whether this could be right for you or even possible.
- You really don’t want to do this alone and you’re looking for advice from someone trustworthy and fair who will explain your options in clear and simple terms.
If this sounds like you (and you like the sound of what I can offer), get in touch to arrange a free no-obligation consultation.
A refreshingly modern approach to planning your retirement
There’s a lot of information out there. I understand sifting through this can be a daunting and overwhelming task. This is an important time in your life and you need to be absolutely certain about any decisions you make. The choices you make now could affect your standard of living for many years to come.
I’ve acted on behalf of many individuals just like you. Along the way, I have learned about the questions and concerns many people have as they approach retirement. That’s why my approach to financial planning and pensions advice is tailored to the individual. You have specific circumstances and questions you would like answered impartially. Above all, you rely on your future pension income and it is likely others rely on you too.
Unconventionally, my objective at Assured Life Advisers is to break with this old-school, jargon-filled stereotype and bring a fresh, modern approach to financial services: retirement planning and pensions explained in plain English, so you know exactly where you stand. You’ll understand all the information and regulations so you can make the right decision for your future.
I really hope you’ll invite me to meet you. If we get to a second cup of tea, it’s a good sign!
About Assured Life Advisers
Planning for long-term financial wellbeing
Assured Life Advisers specialises in retirement planning and pensions advice. We are also qualified and experienced in mortgage protection, life insurance, tax planning, estate planning and investment planning.
Understandably, we have access to the best financial planning resources, but we’re not prophets!
- We don’t have insider knowledge as to how investments or interest rates will perform over the next five to 10 years. Nor, no matter what they say, has anyone else(!)
- We can’t predict how pensions legislation will change.
What we can do is make the following commitments to you:
Take your time
We’ll listen to your future aspirations and never rush you into making a decision.
We’ll help you to understand past and present legislation, explain what to consider when planning your retirement, and show you examples with a full breakdown of benefits and risk for each.
We’ll explain any fees involved from the outset. We won’t charge you a penny until we agree exactly what you need from us.
Ask us anything
We’re always available if you need to contact us. You can rely on us to answer all your questions in plain English.
Don’t put it off for any longer. Let’s have that conversation, and we’ll try to answer the questions that may be keeping you awake at night.
Tailored and transparent pensions advice
You’ve worked hard to build your pension pot. We want you to feel relaxed and confident about the choices you make.
We aim to build client partnerships founded on trust and mutual respect. All we ask is for you to be honest with us about your current circumstances and future financial needs. Using this information, we can tailor our advice to your unique situation and be honest and clear about the options available. Transparency works both ways.
There’s nothing we love more than finding a solution that’s the perfect fit for a client’s needs. It is possible to plan for a financially secure retirement. Call us for a no-obligation chat to find out how we can help.